I've always been teaching people when you want to optimize assets you want to get money out of those IRAs of for1 CAS strategically especially I would recommend five years you start this five years before you retire uh if you're already retired it's not too late the sooner you do it the better but you can strategically roll money out of those IAS of 401ks get the taxes over and done with and reposition the money into something that's going to be tax-free from now on just because you're taking it out of your IRA at 401K doesn't mean you have to spend the money you are increasing the liquidity the safety and the rate of return and the tax benefits whenever you reposition assets you're optimizing assets and minimizing taxes when you sort of uh readjust or reposition assets where you currently have your money.
