Category: Tax-Free Retirement

Smart Wealth Management with IUL

let's take that snapshot in time when you have a million dollars and you can extrapolate from this example in this point in time you have a million dollars of cash value in your iul policy if you fa uh bearish about America if you think we're headed for a recession or you want to […]

Pet First Aid

[Music] good afternoon I'm Dr Parker staff vetar at laot and animal welfare and this is my veterinary technician Amy wendam hello uh we've been uh made aware that April is pet first aid awareness month and after practicing 30 plus years in Comanche and Stevens County thought we would go over through four of […]

The Power of Indexing and Insurance Economics

I wish I had a nickel for every time somebody asked me Doug how can an insurance company earning 4% on their invested asset their general account portfolio afford to pay you 8 to 12% or more on an iul policy I go you don't know what you don't know you need to understand indexing […]

Smart Index Linking

you tell the insurance company take that 4% interest on my million that's 40 Grand do whatever you need to do with that 40,000 bucks to have the wherewithal so that at the end of the year you'll be able to credit me whatever the economy does let's say I link to the S&P 500 […]

Transforming your Retirement

let's simplify this most clients that I have helped have maximum funded their policies within 5 years now can you start this when you're age 35 for 500 bucks a month absolutely but see if you're 55 or 60 years old and you have money trapped in IRAs or 4ks I can show you how […]

Death Benefits in Universal Life Insurance

the only time you should use the increasing death benefit is if you got somebody in their 30s a younger person and they're socking away a monthly amount of money and they plan on doing this for 20 or 30 years then you use the increasing death benefit only up until when until they stop […]

Strategic IUL Rebalancing

by rebalancing and diversifying with annual reviews you move your chances from getting an average rate of returned from maybe 7% up to 11% that's huge but here's the other big difference your net internal rate of return what's that means cash onh rate of return as if the insurance was free if it's not […]

Optimal Growth and Efficiency

if you're going to earn 11 you want to net over 10 cash on cash I have averaged 11.17 netting 10.07 that's taking the least amount of insurance the IRS will let you get away with under te and defer tax citations and funding it as fast as the IRS allows under the Tamar tax […]

Get Out of Mortgage Debt Faster With This Life Insurance Strategy

[Music] move from mortgage protection to mortgage acceleration what if I could show you how to get out of debt two and a half years Faster by not giving that money to the mortgage company if you give it to the mortgage company there's only only one way to get your money back out of […]