I've been a financial strategist and retirement planning specialist now for five decades 50 years helping people optimize assets minimize taxes and Empower what I call their authentic weal helping thousands of people prepare for a comfortable retirement so that they will not outlive their money and actually succeeding in increasing their net spendable income by double triple even quadruple and if I was a physician I probably have spent most of my career curing Financial disease a lot of people are not at ease financially when they're approaching retirement and so I've usually been curing their financial disease because if they keep their money where it's at they will likely outlive it and people don't want to outlive their money