Smart Index Linking

you tell the insurance company take that 4% interest on my million that's 40 Grand do whatever you need to do with that 40,000 bucks to have the wherewithal so that at the end of the year you'll be able to credit me whatever the economy does let's say I link to the S&P 500 if the S&P goes up 8 they'll pay you 880,000 on your million if they don't cap you then they're going to subtract 5% off of it and you you only do that if you're pretty sure the market might go up 25% so you get 25 minus 5 you're going to that 20 but uh you are relinquishing the interest the for sure interest on your money the insurance company goes oh this is a no brand zero is the hero if you guess wrong and the market goes down the options expire worthless you don't get any credit on your policy but you still have your million bucks

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