many of my followers understand that I choose to put my serious cash for retirement long-term goals safely tucked in a House of Bricks if we're talking about a metaphor of the story of The Three Little Pigs because if I put my money in the stock market I am subject to that volatility I can lose same thing with real estate my real estate can go down in value but I learned a long time ago not to have my money actually tied up in the stock market or the real estate market I own real estate I get to participate when the stock market goes up but I don't lose when the market goes down cuz my money is not there it's safely tucked over here when the real estate market goes up I benefit if it crashes I don't lose cuz my real estate Equity is not there it's over here the best instrument to house this for safety liquidity predictable rates of return taxfree is a property structured maximum funded indexed universal life insurance contract